Arquivo de Crédito

Posted on 26 Fev 2025

Get to Know… PORTO & DOURO LITORAL | OneKey to Portugal

Porto and Douro Litoral: Your Guide to Living in Northern Portugal Thinking about relocating to Portugal? Porto and the Douro Litoral region might be the ideal choice. Known for stunning landscapes, vibrant culture, and a high quality of life, this area is becoming increasingly popular among...

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Posted on 23 Jan 2025

Get to Know… BEIRA ALTA | OneKey to Portugal

Beira Alta: A Guide to Life in Portugal’s Tranquil Heartland If you’re considering moving to Portugal and looking for a region that offers natural beauty, a rich cultural heritage, and an excellent quality of life, Beira Alta is an ideal choice. Located in the central-northern part...

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Posted on 30 Dez 2024

Will lenders give loans if the rental property from an investment property covers the mortgage?

Will lenders give loans if the rental property from an investment property covers the mortgage? There are two different ways to apply for a loan: As principal or secondary house As investment project (including buying or construction to sell or rent) Most of individual customers, when...

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Posted on 27 Nov 2024

Get to Know… BEIRA BAIXA | OneKey to Portugal

Beira Baixa: A Hidden Gem for Living in Portugal Portugal is a country of diverse landscapes, from bustling cities to serene countryside. If you’re considering moving to Portugal and want a tranquil lifestyle steeped in history and nature, Beira Baixa might just be the perfect destination....

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Posted on 27 Nov 2024

LIVING IN PORTUGAL MEANS BETTER LOAN CONDITIONS?

Living in Portugal means better loan conditions? The major difference for who lives in Portugal is the possibility of applying for a principal house ( HPP – Habitação Própria Permanente) and that means a saving of around 1,000€ in transaction tax, regarding a Secondary House (...

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Posted on 28 Out 2024

Get to Know… LISBOA | OneKey to Portugal

MOVING TO LISBON: A GUIDE TO WEATHER, POPULATION, FOOD, AND QUALITY OF LIFE Lisbon, the capital of Portugal, is a vibrant and historic city that has been attracting expats from all over the world. Known for its sunny weather, rich culture, and high standard of living,...

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Posted on 28 Out 2024

INVESTING IN THE PORTUGUESE REAL ESTATE MARKET

ALOJAMENTO LOCAL In 2023 “Alojamento Local” licences were suspended in major cities and towns in Continental Portugal, including Lisbon and Oporto, by previous government, except for independent property / houses, not included in a multi-inhabitants building. They also introduced a Law that do not allow licence...

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Posted on 25 Set 2024

DO I NEED A VISA TO BUY A PROPERTY IN PORTUGAL AND GET A MORTGAGE LOAN?

No, you don’t need to be nor resident, nor fiscal resident , nor applying for a VISA to buy a property in Portugal. To make business in Portugal (buy properties, opening bank accounts and ask for mortgage loans, for example) you just need to have (or...

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Posted on 25 Set 2024

Get to Know… SOUTH BANK | OneKey to Portugal

Moving to Portugal: A Closer Look at Margem Sul and Costa Azul Portugal has become an increasingly popular destination for expats, offering a Mediterranean climate, rich culture, and high quality of life. If you’re thinking about moving to Portugal and looking for the ideal location to...

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Posted on 27 Ago 2024

MORTGAGE LOANS IN PORTUGAL: MAJOR TRENDS

Interest rates are starting to decrease, but Euribor (which is the market short term interest rate) is still too close to 3,7% and reducing with a slower path than expected. Promotional rates, fixed for medium term periods (from 2 to 5 years), can be a good...

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