Interest rates are starting to decrease, but Euribor (which is the market short term interest rate) is still too close to 3,7% and reducing with a slower path than expected. Promotional rates, fixed for medium term periods (from 2 to 5 years), can be a good...
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If you’re considering relocating to Portugal, you’ve likely heard of the vibrant city life in Lisbon or the stunning beaches of the Algarve. However, there’s a region that often flies under the radar but offers a unique blend of tranquility, culture, and quality of life: Alentejo....
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WHAT BANKS DO AND NOT DO TO NON-RESIDENT CUSTOMERS It is not difficult to ask for a mortgage loan in Portugal, being a non-citizen and a non-resident, but it is important to notice some specificities that exist in the process. It is not indifferent where you...
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Located in the southernmost region of Portugal, Algarve is renowned for its stunning coastline, charming towns and vibrant culture. WEATHER One of Algarve’s most appealing attributes is its climate. The region enjoys a Mediterranean climate, characterized by hot, dry summers and mild, wet winters. With...
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São ainda poucos os portugueses que conseguem comprar casa com recurso a capitais próprios, pelo que o mais natural será recorrerem aos bancos para solicitar um crédito à habitação. Mas, para a maioria deles, o processo de obtenção de crédito é algo complexo. Para que...
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Para que não seja surpreendido/a após iniciar o processo com uma desagradável surpresa, saiba que quem adquire uma casa com recurso a um crédito habitação tem de ter em conta uma série de impostos e despesas que lhe serão cobradas no decurso da operação. Neste texto...
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